If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Southcoast Health System Credit Union 2 Year CD Account |
1.50%
Date: Feb 10, 2012
|
| New Bedford Credit Union 2 Year CD Account |
1.26%
Date: Feb 20, 2012
|
| Marlborough Savings Bank 2 Year CD Account |
1.21%
Date: Feb 15, 2012
|
| Members Plus Credit Union 2 Year CD Account |
1.21%
Date: Feb 13, 2012
|
| Providence Postal Credit Union 2 Year CD Account |
1.20%
Date: Feb 9, 2012
|
| Boston Globe Employees Credit Union 2 Year CD Account |
1.10%
Date: Feb 20, 2012
|
| The Citizens National Bank 2 Year CD Account |
0.72% to
0.69% Date: Feb 21, 2012
|
| The Citizens National Bank 12 Month CD Account |
0.35% to
0.34% Date: Feb 21, 2012
|
| Marlborough Savings Bank 2 Year CD Account |
1.41% to
1.21% Date: Feb 15, 2012
|
| HarborOne Credit Union 2 Year CD Account |
1.25% to
0.90% Date: Feb 15, 2012
|
| Dedham Savings Bank 2 Year CD Account |
1.61% to
0.90% Date: Feb 15, 2012
|
| Marlborough Savings Bank 12 Month CD Account |
1.00% to
0.80% Date: Feb 15, 2012
|
